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Pre-construction real estate risk and rewards
Wednesday, August 14, 2019
Recently, I sat down with Daniel Char, a mortgage broker who helps real estate buyers obtain mortgage financing. We talked about a lot of things affecting home buyers, including some risks and rewards of buying pre-construction homes. The Reward: When buying a pre-construction home, you’re typically required to put down a deposit of around 20% …



New first time home buyer incentive
Sunday, July 28, 2019
Earlier this year, Trudeau’s federal budget for 2019 outlined a new incentive to help first time homebuyers buy their first home that he called a “shared equity mortgage”. It’s effectively an interest free loan from the federal government for eligible homebuyers. More details have since been released, and it’s looking like it’ll be an exciting …

Tourists and US gun ranges
Wednesday, September 27, 2017
It can be tempting to go to a gun range in the US and shoot some guns, especially fully automatic weapons such as machine guns which are prohibited in Canada. Gun ranges near Las Vegas cater especially to the tourist crowd, and a simple Google search turns up at least half a dozen all promising …

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Police can search smartphone without a warrant on arrest
Thursday, December 11, 2014
Smartphones today hold our entire digital lives. Not only do they hold our intimate emails and text messages, but much more importantly our smartphones also contains apps such as Dropbox and OneDrive which are already logged in and allows access to a treasure trove of our most personal files in the cloud. What happens when …

Supplementary tax bill for new house or condo
Friday, April 4, 2014
A new house or condo can be very exciting. If you’re a first time homebuyer as well, that’s doubly exciting. But as an owner of a new house or condo, there are also special challenges as well. One of the things that an owner of a new house or condo must plan and budget for …

Supplementary tax bill for new house or ...


Don’t sign a new cell phone contract until Dec 2, 2013
Monday, June 3, 2013
In a consumer-friendly move, the Canadian Radio-television and Telecommunications Commission (CRTC) released some new rules today governing new cell phone contracts. The new rules will apply to new cell phone contracts that start on December 2, 2013. In particular, the new rules: allow consumers to terminate their cell phone contracts after 2 years without cancellation …

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Last updated on February 03, 2017.